A payday loan is a short term financial solution to
cover an unexpected cash flow need.
21st Century consumers use a range of financial products
to assist with their monetary needs and many budget well
to do so. However, we understand that there are times
when small amounts of additional cash are needed whether
to cover unexpected bills or to take advantage of an
exciting offer for a holiday. Payday loans are designed
to cover these short term needs without incurring an
assortment of bank charges or bouncing checks and direct
debits.
A payday loan enables you to avoid all these hidden
charges and pay back the loan without being caught in an
unnecessarily long term credit cycle. You borrow, you
pay back on payday, the loan is finished with. It is as
simple as that.
Taking out a payday loan is like a favor from a friend,
providing help to your financial situation until payday.
Dealing with us means that this loan is discreet, quick
and that it will not affect your friendship!
So what is a Payday Loan not?
A payday loan is not a long term solution to ongoing
financial problems. We strongly recommend against using
this product to help pay for regular credit commitments.
In the case where you feel you have debt problems which
you feel can not be solved by you individually, we
recommend you contact the Consumer Credit Counseling
Service.
Debt settlement can be a good option to
avoid harassment
form your creditors. Your debts will be minimized by taking this service. You can
visit
debt consolidation care to know more about the services.
What if I have poor credit?
No problem!
Unlike many other financial institutions, American
Cash Market will work with you.
How soon can I receive my cash advance?
Within 5 minutes in our Los Angeles branches or next day cash
will be deposited to your checking account.
How do I know if I am approved?
We will contact you by phone or via e-mail. For
applications submitted after hours we will contact you next morning. If you want, you may also find
out the status of your application in person at one of our
California branches conveniently located in Los Angeles.
How do I determine my due date?
All loans are due on your next payday. The maximum advance term is 30 days.
How do you protect my personal information?
We use industry-standard data encryption. If you are using
a security-enabled browser (such as Microsoft
Internet Explorer version 2.1 or greater, or
Netscape Navigator version 2.0 or greater), the
information you send us regarding your application
is encrypted, making it extremely difficult to read
even if it is wrongly intercepted. The American Cash
Market online service utilizes industry-standard
Secure Sockets Layer (SSL) technology to allow for
the encryption of: potentially sensitive information
such as your name, address and critically sensitive
information like your bank account number. If
concerned only about the privacy of your bank
account information, we encourage you to submit your
application electronically without a bank account
number and a customer service representative will
contact you to obtain this information. If you are
still uncomfortable with submitting your personal
information via the Internet for any reason, please
feel free to fill the application, print and fax it
to (310) 235-2650 to complete your request.
